Why Should I Plan Ahead

Pre-planning is a matter of taking the time to think about – and record – your end-of-life desires. It’s a thoughtful gesture to those you love, and a way to let go of anxieties about the future. Once done, you can relax, knowing your plans are in place unless you change them.

Making the decision to plan ahead:


- Is easy... No health questions or physical exam is required...Absolutely everyone can make  pre-planed instructions; and once completed, your plan is placed in our office-file until needed.

- Clearly spells out your wishes for your family 

- Protects your family from the ravages of inflation when your plan has been or is being pre-paid.

Does Pre-planning Require Pre-payment?

Does Pre-planning Require Pre-payment?


No, but when you do choose to pre-fund your final arrangements, money is placed in a state-approved trust account or top-rated insurance company until required. After your pre-plan is paid for in full, our price is guaranteed, so you will never have to pay more for the items you have already paid for.

Another point worth stressing: When you pre-plan with JB Ratterman & Sons Funerals & Family Cremation Care, your plan will go where you go!

 No matter where you live at the time of your passing, no matter what funeral home you choose to work with, your plan is transferable to any funeral home in the United States.

Why Pre-Plan with JB Ratterman & Sons Funerals & Family Cremation Care?


Our plans offer a payment options to fit most every budget and our dedication to the needs and interests of Louisville families and civic organizations is permanent.  Since 1864 that's how it has been! 

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